Account Relationship Manager

Job Position : Account Relationship Manager

Job Description :

• Manage, conduct and develop account relationships with the portfolio of accounts assigned.
• Manage, administer and monitor utilization of credit facilities in corporate accounts and maintain the quality of risk assets.
• Conduct periodic reviews of credit files using various data (e.g., balance sheet, projections, BCSB movement, account statistics), preparation / renewal of credit lines, and presentation to appropriate authorities for approval and, upon approval, advise the customer / branch and other operational units.
• Documentation / updating of securities, security valuations, renewals of insurance policies, and ensure safe keeping of security documents.
• Follow up on and regularize past dues, temporary accommodations, and excesses over limits.
• Supervise all procedural work and submission of returns and other data relating to the allocated portfolio.
• Coordinate customer activities with different departments of the Bank.
• Regularly visit clients for inspection of business, liaise with owners, and ensure optimum channelization of the business through the Bank’s medium.
• Mobilize new business (both assets and liabilities) and cross-sell Bank’s products.
• Work out remedial solutions for ‘SM’ and classified accounts under the portfolio, with a view to monitor and regularize the accounts to prevent further provisions and progressively upgrade.
• Train and develop line staff.
• Perform any other responsibilities that may be assigned by the Unit Head and the Bank.

Skills :

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